Credit Operations Analyst

About the role

We are looking for a Credit Operations Analyst to join a fast‑growing, technology‑driven financial services business in London. You will work at the intersection of credit risk, data and product, helping to automate and improve lending decisions at scale.

Key responsibilities

• Develop and enhance automated credit decisioning and underwriting logic.
• Analyse lending performance to identify opportunities for greater accuracy and efficiency.
• Collaborate with product, engineering and credit teams to reduce manual processes.
• Use customer and transactional data to inform lending decisions.
• Support improvements in affordability assessment and decision frameworks.
• Contribute to building a scalable, data‑driven credit operation.

Required profile

• Strong commercial experience in credit risk within a lending environment.
• Experience working on underwriting, decisioning or credit policy using data.
• Solid understanding of how credit decisions are made.
• Exposure to affordability assessment or open‑banking data is a plus.

Required skills

• SQL for data analysis and manipulation.

What we offer

• Salary between £50,000 and £70,000 per year.
• Share options.
• Private medical insurance.
• Statutory pension.
• Strong career development potential in a growing business.