Financial Analyst – Transaction Reconciliation & Settlement

About the role

We are looking for a Financial Analyst to join our fast‑growing fintech team in London. You will be responsible for daily transaction reconciliation and settlement operations, turning raw data into actionable insights and ensuring smooth financial flows across our ecosystem.

Key responsibilities

• Oversee daily transaction reconciliation to guarantee accuracy and consistency.
• Prepare settlement statements, applying corrections and adjustments in line with internal policies and industry standards.
• Monitor discrepancies, investigate variances and coordinate resolutions with internal teams.
• Produce settlement, reconciliation and financial reports for management and operational needs.
• Collect, reconcile and analyse financial and transactional data while maintaining thorough documentation.
• Generate and present account reconciliation reports and key financial insights.
• Collaborate with payment processors, banks and crypto exchanges to support seamless settlement operations.
• Assist with financial forecasting and data analysis related to settlement activities.
• Contribute to the improvement of internal procedures and controls.

Required profile

• 2+ years of experience in settlement operations, reconciliation, finance operations or a similar role within fintech, payments, banking or crypto.
• Strong understanding of transaction reconciliation, settlement flows, refunds and adjustments.
• Experience working with payment processors, banks and/or crypto exchanges.
• Solid analytical skills with the ability to identify discrepancies and investigate variances.
• Proficiency in English, both written and spoken.

Required skills

• SQL for querying and reconciling transactional data.
• Power BI (or similar BI tools) for building reports and dashboards.
• Advanced Excel / Google Sheets for financial data analysis.

What we offer

• Competitive salary based on experience and contribution.
• Comprehensive health insurance, including medical, mental health and dental coverage.
• Additional paid Wellbeing Days for personal needs or health check‑ups.
• Hybrid work setup with flexible hours and a mix of office and remote work.
• Friendly, transparent and collaborative team environment.
• Opportunities for growth and new responsibilities as the company scales.
• Startup culture where ideas quickly become features.