Senior Underwriter – Bridging Finance

About the role

The Senior Underwriter will own bridging finance applications from enquiry through to completion, assessing risk and delivering commercially sound lending decisions. You will work closely with brokers, borrowers, solicitors and valuers to ensure efficient case progression while maintaining high underwriting standards and mentoring junior team members.

Key responsibilities

• Underwrite bridging loan applications from enquiry to completion.
• Assess credit risk, applicant financials, property security and loan viability.
• Review valuations, legal documentation, Land Registry information and other due‑diligence material.
• Present lending recommendations to Credit and Investment Committees.
• Build strong relationships with brokers, borrowers, solicitors and valuers.
• Mentor, coach and develop junior underwriters, providing day‑to‑day technical guidance.
• Contribute to continuous improvement of underwriting processes and service delivery.

Required profile

• Proven experience underwriting bridging finance within a specialist property finance lender.
• Strong knowledge of real‑estate lending, credit risk and underwriting principles.
• Experience reviewing property valuations, legal documentation and Land Registry information.
• Excellent analytical, commercial and decision‑making skills.
• Strong communication and stakeholder‑management abilities.
• Previous experience mentoring or managing junior underwriters (essential).
• Proactive, organised and collaborative approach.

Required skills

What we offer

• Competitive salary of £60,000–£70,000 depending on experience.
• Clear career progression within a growing specialist property finance lender.
• Opportunity to shape underwriting standards and develop junior colleagues.
• Hybrid working model with two days remote per week.