Senior Underwriter - Motor

About the role

Reporting to the Head of Casualty, the Senior Underwriter - Motor is responsible for underwriting and developing Motor reinsurance business, providing senior underwriting judgement and contributing to the performance and strategic development of the portfolio. The role combines significant Motor market and technical expertise with established broker relationships and business origination capability, while contributing to pricing and exposure management approaches and supporting delivery of the Casualty business plan.

Key responsibilities

• Underwrite new and existing Motor reinsurance business, including complex and material risks, within delegated authority, underwriting guidelines and risk appetite.
• Apply senior underwriting judgement to risk selection, pricing, terms, conditions and structures, balancing technical and commercial considerations.
• Monitor portfolio performance, claims developments and emerging risks to support portfolio quality, profitability and sustainable growth.
• Originate, develop and retain significant Motor business using established broker, client and market relationships.
• Keep up to date with UK and EMEA Motor market developments, competitor activity and changing conditions.
• Lead, with Actuarial and other functions, the development of pricing and exposure management approaches, and critically assess actuarial pricing models and tools.
• Support the Head of Casualty and Head of Ceded in developing an outward reinsurance strategy, and collaborate with Actuarial, Exposure Management, Claims and others on portfolio analysis.
• Contribute to business planning, underwriting guidelines, portfolio initiatives and cross-functional projects.
• Coach and guide less experienced colleagues, and maintain high standards of underwriting governance, documentation and accountability.

Required profile

• Bachelor's degree or equivalent relevant experience.
• Professional industry qualification, or progress towards a relevant designation such as ARe, CPCU or ACII, preferred; actuarial qualification preferred.
• Minimum of ten years' related UK and EMEA Motor underwriting and management experience and/or training, with previous Senior Underwriter experience preferred.
• Demonstrated senior underwriting capability, including risk selection, pricing, structuring, exposure and portfolio management.
• Proven ability to originate and develop UK and EMEA Motor business and maintain strong broker and client relationships.

Required skills

• Strong knowledge of UK and EMEA Motor insurance and reinsurance markets, including regional pricing, coverage and perils.
• Understanding of actuarial pricing methodologies and reinsurance workflows and the underwriting lifecycle.
• Proficiency in relevant underwriting, pricing and exposure management systems.
• Strong analytical capability, commercial judgement and strategic thinking.
• Excellent written and verbal communication, presentation and interpersonal skills.