Senior Underwriting Analyst – London

About the role

Stellar Select Limited is partnering with an institutionally backed specialist lender that provides short‑term, complex and high‑value finance solutions across the UK and Europe. The Senior Underwriting Analyst will join a growing London team, taking ownership of bridging and commercial mortgage deals while shaping the future of the underwriting function.

Key responsibilities

• Manage the end‑to‑end underwriting process for bridging and commercial mortgage applications.
• Assess complex lending opportunities, reviewing financial information, security, exit strategies and overall risk.
• Make lending recommendations aligned with the company’s risk appetite and investment strategy.
• Collaborate with brokers, borrowers, valuers, solicitors and internal stakeholders throughout the deal lifecycle.
• Build and maintain broker relationships through regular communication and market engagement.
• Prioritise a busy pipeline while maintaining high service standards.
• Support improvements to underwriting processes, policies and operational procedures.
• Mentor junior analysts and contribute to team development.

Required profile

• 3‑5 years’ experience in bridging, specialist finance, commercial mortgages or a similar lending environment.
• Strong understanding of underwriting principles, risk assessment and deal structuring.
• Proven ability to work autonomously and manage multiple transactions simultaneously.
• Excellent communication skills for interacting with brokers, borrowers and internal teams.

Required skills

What we offer

• Competitive base salary up to £70,000 per year.
• On‑target earnings (OTE) potential of £150,000‑£175,000.
• Hybrid working model (London office and remote).
• Opportunity to work on high‑value, complex transactions within a fast‑growing specialist lender.