Credit Strategy Risk Manager

About the role

We are seeking a Credit Strategy Risk Manager to join NatWest on behalf of AMS Contingent. The role is based in Edinburgh and will operate on a hybrid model until the end of 2026. You will support the development and optimisation of credit strategies across lending products, portfolio management, and the customer lifecycle.

Key responsibilities

• Develop and maintain credit risk and decision‑support models aligned with strategic business objectives.
• Monitor portfolio credit risk, including provisions, impairments, risk‑weighted assets and associated costs.
• Ensure personal and private lending portfolios stay within risk appetite and regulatory frameworks.
• Analyse portfolio trends and deliver data‑driven insights for risk management and business decisions.
• Lead design, development and implementation of key credit risk and strategic change initiatives.
• Collaborate with stakeholders to influence customer management strategies, drive automation and provide constructive risk challenge.

Required profile

• Strong analytical and problem‑solving abilities with experience in banking and credit risk management.
• Solid understanding of regulatory requirements affecting credit portfolios.
• Proven project management and stakeholder engagement skills.
• Excellent communication skills, able to translate technical concepts for non‑technical audiences.

Required skills

• SAS
• SQL