Portfolio Manager

About the role

Reed Banking is supporting a leading international bank in hiring a Portfolio Manager to oversee a portfolio of real estate loans across the UK and Europe. The position focuses on the full lifecycle management of loans, from drawdown to repayment, ensuring risk mitigation and strong portfolio performance.

Key responsibilities

• Manage a portfolio of commercial real estate loans across multiple asset classes.
• Serve as the primary post‑closing contact for borrowers.
• Monitor loan performance, covenant compliance, property valuations and borrower reporting.
• Oversee loan administration activities such as drawdowns, amendments, waivers, restructurings, refinancings and repayments.
• Conduct ongoing credit analysis and prepare annual reviews, risk assessments and credit papers.
• Identify emerging risks and work closely with Credit Risk and senior stakeholders.
• Coordinate with Legal, Agency, Operations and Relationship Management teams.
• Support regulatory, audit, governance and portfolio reporting requirements.

Required profile

• 4‑10 years of experience in Real Estate Finance, Portfolio Management, Credit Risk, Asset Management, Commercial Banking or Structured Property Finance.
• Proven experience managing commercial real estate loans post‑origination.
• Strong understanding of property finance structures, loan documentation, covenants and security packages.
• Excellent credit and financial analysis abilities, including cash‑flow analysis and property performance assessment.
• Experience preparing credit papers and presenting recommendations to approval committees.
• Exposure to syndicated, bilateral and club lending structures is advantageous.
• Degree in Finance, Real Estate, Economics, Accounting or a related discipline.
• Previous experience within an international bank or established commercial real estate lender.

Required skills

• Credit analysis
• Financial analysis
• Cash‑flow analysis
• Property valuation
• Loan documentation
• Covenant compliance