Software Engineer – Europe Payments & Credit Team

About the role

Join Plaid’s Europe team as a Software Engineer and help shape the future of payments and credit products across the continent. You will work in a fast‑paced, startup‑like environment while leveraging the resources of a well‑established fintech leader.

Key responsibilities

• Collaborate with product, design, data science and other engineering teams to iterate on and productionise new Europe‑specific products.
• Deeply understand client needs and architect tailored solutions.
• Own end‑to‑end projects, participate in on‑call rotation and apply best practices to improve system reliability.
• Build frameworks and tooling that ensure resilient, high‑performance integrations with European banks.
• Localise existing global Plaid products for the European market.

Required profile

• 2‑5 years of experience as a product engineer working full‑stack with a backend focus.
• Strong coding and testing abilities.
• Experience building and maintaining large‑scale backend systems.
• Nice to have experience in payments or Open Banking APIs.

Required skills

What we offer

• Opportunity to influence Plaid’s European strategy.
• Access to a global network of fintech partners and customers.
• Supportive, agile environment with strong engineering resources.