Senior Credit Pricing Manager

About the role

This senior leadership position will drive the transformation of credit pricing for a large UK consumer business. You will join a newly created commercial analytics function, shaping pricing strategy at scale and linking customer outcomes, risk and profitability.

Key responsibilities

• Define and deliver pricing strategies across credit products, balancing growth, risk and customer value.
• Own pricing and fair‑value governance, representing pricing in senior forums and committees.
• Set and manage valuation frameworks, including NPV, IRR and risk‑adjusted margins.
• Use data, forecasting and experimentation to optimise pricing performance.
• Translate complex analysis into clear recommendations for senior stakeholders.
• Lead and develop a team of analysts and data scientists within the commercial analytics function.
• Partner with product, risk, analytics and engineering teams to improve data quality and pricing capability.

Required profile

• Strong commercial experience in credit, lending or broader financial‑services pricing.
• Deep understanding of unit economics and lifetime‑value decision making.
• Proven ability to design and interpret pricing tests and experiments such as A/B testing.
• Experience building and challenging pricing and cash‑flow models.
• Confident stakeholder management with influence at senior level.
• People‑leadership experience and a first‑principles problem‑solving approach.
• Backgrounds in credit, lending, debt, finance or analytically mature retail environments.

Required skills

• A/B testing

What we offer

• Company bonus scheme
• Private medical insurance
• 30 days holiday plus bank holidays
• Pension scheme