Anti-Money Laundering & KYB Analyst

About the role

We are looking for an AML & KYB Analyst to work at the intersection of Compliance, Risk and Operations. The role is hands‑on, analytical and provides direct exposure to real payment flows, regulated partners and complex merchant models.

Key responsibilities

• Conduct end‑to‑end corporate KYB for merchants and analyse complex ownership structures to identify UBOs.
• Perform sanctions, PEP and adverse media screening, and carry out enhanced due diligence on higher‑risk merchants.
• Prepare clear, defensible case summaries, escalations and material‑risk reports for the MLRO.
• Conduct ongoing transaction monitoring, help shape TM rules and alert logic, and investigate fraud cases.
• Maintain accurate compliance records and support first‑line enquiries from live merchants.

Required profile

• More than 4 years of hands‑on corporate KYB experience in a regulated fintech/payments environment.
• Experience with merchant onboarding, transaction monitoring and risk‑based decision making.
• Strong understanding of complex structures, UBO discovery and enhanced due diligence.
• Ability to assess business models and payment flows critically and communicate clear written reasoning.
• Fluent written and spoken English and comfort working in a fast‑moving startup.

Required skills

• Corporate KYB and AML screening tools.
• Companies House data analysis.
• Transaction monitoring platforms.

What we offer

• £18,000 – £21,000 gross annually, performance‑based progression and salary review.
• Remote‑first setup with core hours 10:00–16:00 UK time.
• Real ownership from day one, direct exposure to regulated partners and live payment flows.
• High autonomy, minimal hierarchy and opportunity to shape core TM, KYB and operations processes.
• Regular international team retreats and 20 days non‑service periods per year.