Financial Crime Analyst (AML)

About the role

Capitex is looking for a detail-oriented Financial Crime Analyst (AML) to join its Financial Crime team in London. The role sits in the first line of defence, preventing, detecting, investigating and analysing fraudulent or suspicious activity across all transactions and services. It reports to the Financial Crime Manager and is an on-site position.

Key responsibilities

• Monitor and analyse transactions to identify potential money laundering, fraud or other financial crime risks.
• Investigate suspicious transactions or customer behaviour and liaise with customers by phone where needed.
• Review Suspicious Activity Reports (SARs) and escalate them to the second line as required.
• Carry out Know Your Customer (KYC) due diligence on new and existing clients.
• Record and report financial crime typologies (e.g. AML, fraud) in line with internal and regulatory requirements.
• Identify trends and patterns in financial crime and propose process improvements.
• Produce reports and management information on financial crime incidents.
• Recommend optimisations to AML/fraud systems to reduce false positives and improve detection accuracy.
• Monitor chargebacks, flag repeat fraud attempts and log system issues with suggestions for technical improvements.

Required profile

• Background in AML and fraud within e-commerce, banking or financial services.
• 5 GCSEs including English and Maths.
• Professional certifications such as ICA or CAMS are highly desirable.
• Excellent analytical and problem-solving skills, clear communication, organisation and a proactive approach.

Required skills

• Strong analytical skills and ability to interpret complex datasets.
• Microsoft Excel, including VLOOKUP, pivot tables and data formatting.
• Familiarity with Microsoft Access is a plus but not required.
• Ability to create and present management information.