Senior Pricing Analyst

About the role

The Senior Pricing Analyst will be reporting into the Portfolio & Pricing Manager and is responsible for developing and managing analytical tools and strategies to evaluate and monitor risk‑adjusted returns across portfolios, ensuring effective pricing strategies. YouLend has been recognised as one of the Best Places to Work in 2024‑2026 and a Top 250 Fintech Worldwide, offering a fast‑growing fintech environment.

Key responsibilities

• Pricing Analysis: Utilising statistical techniques and data analysis to assess portfolio‑level risk, returns, volatility, and risk‑aligned pricing.
• Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics.
• Policy and Strategy Development: Supporting the creation of pricing proposals and strategies.
• Data‑Driven Insights: Delivering actionable recommendations to optimise risk‑adjusted returns and maintaining monitoring post‑implementation.
• Stakeholder Collaboration: Working with internal teams including Capital Markets, Credit Risk, Commercial, and Operations.
• Analytical expertise and strong coding skills in SQL are essential.

Required profile

• A degree in Finance, Statistics, Economics, Mathematics or a related field.
• Proficiency in SQL; Python experience is highly beneficial.
• Experience with cash‑flow simulations and IRR/NPV calculations.
• Background in pricing or portfolio management.
• Understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
• Experience with data visualization tools and techniques.
• Excellent analytical, problem‑solving skills and attention to detail.
• Experience with statistical analysis.

Required skills

• SQL
• Python
• VBA
• Tableau
• Cash‑flow simulations
• IRR calculations
• NPV calculations
• Statistical analysis

What we offer

• Award‑Winning Workplace recognised by the Sunday Times.
• Award‑Winning Fintech listed in CNBC’s Top 250 worldwide.
• High‑growth environment with >100% growth in 2022‑2023.
• Private Medical Insurance via Vitality.
• Employee Assistance Programme with Health Assured.
• Enhanced maternity and paternity leave.
• Great office space in Central London, including a gym.
• Subsidised lunch via Feedr and Deliveroo allowance for late evenings.
• Monthly in‑office masseuse.
• Team and company socials, sports clubs, and a diverse, inclusive culture.