Underwriter – Commercial Insurance (Hybrid)

About the role

We are seeking an experienced Underwriter to join a well‑established insurer in Bristol. The role combines technical underwriting with commercial relationship management, allowing you to own a portfolio of partner accounts while supporting profitable growth.

Key responsibilities

• Underwrite and manage scheme and standalone policies, including renewals, MTAs and new business.
• Analyse data, declarations and portfolio performance to assess profitability and risk exposure.
• Use underwriting and performance data to inform decisions and identify growth opportunities.
• Negotiate rates, premiums, exclusions and terms within delegated authority.
• Develop and maintain relationships with insurers, business partners and internal stakeholders.
• Produce renewal and performance packs, reviews and supporting documentation.
• Act as a technical referral point for complex queries.
• Ensure compliance with governance frameworks, authority levels and audit requirements.
• Support junior colleagues and contribute to process‑improvement projects.

Required profile

• Proven experience in underwriting within general or commercial insurance.
• Experience managing schemes, delegated authority arrangements or portfolios of business.
• Commercially minded with strong relationship‑building skills.
• Confident handling conversations with partners, insurers and internal stakeholders.

Required skills

What we offer

• Hybrid working model – 2 days per week in the Bristol office.
• Competitive salary range of £31,000‑£45,000 per year.
• Opportunity to work with a reputable insurer and develop your underwriting expertise.