CFO - Card Issuing Business

About the role

An international digital banking platform serving businesses and individuals, offering payment services, business accounts and card products, is looking for a CFO to take ownership of the financial decisions shaping its developing card issuing business. You will connect product economics, financial planning and risk management while building a skilled finance team.

Key responsibilities

• Own the financial strategy, planning and budgeting for the card issuing business
• Manage P&L, unit economics and pricing, including interchange income, scheme fees and processing costs
• Lead financial reporting, forecasting, cash and liquidity management, including safeguarding customer funds under the UK EMI regime
• Own regulatory financial reporting and capital requirements to the FCA, working closely with Compliance
• Manage the financial side of relationships with card schemes, issuing processors and banking and liquidity partners, including fee negotiation, settlement and reconciliation
• Lead the finance team, internal controls and external audit, and report financial performance to the executive team and shareholders

Required profile

• Proven experience as CFO, Head of Finance or in an equivalent finance leadership role in an EMI, payment institution, neobank or card issuing business
• Experience owning P&L, unit economics, pricing and financial forecasting for payment or card products
• Hands-on experience with regulatory financial reporting, safeguarding and capital requirements for e-money or payment institutions under the FCA or a comparable regulator
• Hands-on experience with card scheme economics: interchange, scheme fees, settlement and reconciliation
• Experience building and managing a finance team, an internal control framework and audit processes
• English and Russian; fintech experience

What we offer

• Competitive salary aligned with experience
• Collaborative and transparent team culture
• High-impact role in a scaling fintech company
• Recognition of personal milestones and achievements
• Social benefits