Mortgage & Protection Adviser

About the role

We are partnering with a well‑established, property‑focused financial services business to hire an experienced Mortgage & Protection Adviser for the Colchester area. You will work independently, servicing existing clients and converting genuine sale and purchase leads generated through a network of estate agency offices.

Key responsibilities

• Advise new and existing clients on suitable residential mortgage and protection solutions.
• Manage genuine sale and purchase leads supplied by allocated estate agencies.
• Build and maintain trusted relationships with estate agency managers, negotiators and branch teams.
• Conduct thorough fact‑finds and provide clear, compliant recommendations.
• Guide clients from initial enquiry through application, offer and completion.
• Identify protection needs across life insurance, critical illness and income protection.
• Proactively manage your pipeline, keeping clients and introducers informed.

Required profile

• Fully CeMAP qualified (or equivalent).
• Proven ability to convert mortgage and protection opportunities while delivering positive customer outcomes.
• Confidence in managing estate‑agency relationships and turning introducer leads into lasting client relationships.
• Strong communication, organisation and pipeline‑management skills.
• Self‑directed, proactive approach with good judgement for flexible territory management.
• Willingness to travel regularly across Colchester and surrounding branches.

Required skills

• CeMAP qualification

What we offer

• Self‑employed position with OTE of £50k‑£80k+ (uncapped).
• Potential guaranteed income for the first few months based on track record.
• Tiered commission structure with uplift on self‑generated business.
• Administration and compliance support plus professional indemnity cover.
• Access to genuine sale and purchase lead sources through established estate agencies.