Transformation Consultant – Corporate & Institutional Banking and Lending

About the role

Capco is looking for an experienced Transformation Consultant to join its Banking practice in London, focusing on Corporate & Institutional Banking and Lending. You will work with leading financial institutions to shape strategy, transform products and customer journeys, modernise operating models and platforms, and turn strategic ambitions into results. The position is permanent and hybrid.

Key responsibilities

• Shape and deliver complex transformation initiatives across corporate and institutional banking and lending
• Lead client workstreams covering business, technology, operations, risk, data and regulatory change
• Partner with senior stakeholders to define target outcomes and build transformation roadmaps
• Apply domain expertise in corporate and commercial lending, transaction banking, trade finance, cash management, credit and client lifecycle management
• Transform lending propositions across origination, credit assessment and decisioning, underwriting, post-approval operations, portfolio management and restructuring
• Modernise operating models, processes, data and technology platforms
• Identify and help execute AI opportunities, including Generative AI and Agentic solutions, in credit analysis, lending operations and client servicing
• Lead analysis and problem solving, and mentor junior consultants
• Contribute to practice growth through propositions, proposals, thought leadership and new client opportunities

Required profile

• Strong experience in corporate and institutional banking and/or lending
• Management consulting experience, or significant transformation experience in a leading bank or financial institution
• Experience delivering business, technology, operational, digital, data or regulatory change in complex banking environments
• Experience leading workstreams, teams or engagements
• Interest in AI's impact on banking and lending, with knowledge of practical use cases, risks and adoption

Required skills

• Understanding of banking products, processes, operating models and supporting technology
• Analytical and problem-solving skills, with strong client-facing and stakeholder management
• Bonus points: deep lending expertise, loan origination, credit or servicing transformation, platform modernisation, cloud adoption, data transformation, intelligent automation, UK/international banking regulation, and multi-jurisdictional transformation experience

What we offer

• Discretionary bonus, pension, health, life and critical illness insurance
• Mental health support, maternity, adoption, shared parental and other family-friendly leave
• 8 backup care sessions, 5 weeks of annual leave and 40 hours of training per year
• Gympass, travel insurance, Tastecard, season ticket loans, Cycle to Work and dental insurance