VP, Living Sector Finance

About the role

Mitsubishi UFJ Financial Group (MUFG) is recruiting a VP for its Living Sector Finance team, which sits within the Structured Finance Office for EMEA. The team originates, structures and executes real estate finance transactions across the UK and Europe for institutional sponsors and financial institution clients, focusing on Purpose-Built Student Accommodation (PBSA), Build-to-Rent (BtR) and Affordable Housing, and is also expanding into logistics. The role supports the growth of the Living Sector franchise and the bank's logistics lending strategy.

Key responsibilities

• Originate, structure and execute real estate finance transactions across the Living Sector and Logistics in the UK and Europe.
• Lead transaction execution from origination through to financial close, coordinating internal and external stakeholders.
• Prepare credit applications, committee papers and transaction recommendations, and carry out financial analysis, cashflow modelling and risk assessment.
• Coordinate due diligence with legal advisers, valuation providers and technical consultants, and review financing documentation with Legal.
• Support the development of the Logistics lending strategy, including setting lending parameters and securing internal approvals.
• Monitor pipelines, market trends and competitors, and update senior management on deal progress.
• Build relationships with clients, sponsors, lenders and advisers.

Required profile

• Extensive experience in real estate finance, commercial real estate lending, structured finance or investment banking.
• Proven track record originating, structuring and executing commercial real estate financing.
• Experience with PBSA, BtR and/or affordable housing; logistics experience highly desirable.
• Bachelor's degree in Finance, Economics, Real Estate, Business or a related field, or equivalent experience; CFA, ACA, MRICS or similar is advantageous.
• Ability to work autonomously in a fast-paced, entrepreneurial team environment.

Required skills

• Advanced financial modelling, cashflow forecasting and credit underwriting.
• Strong understanding of UK and European real estate markets and financing structures.
• Advanced Excel, PowerPoint and other financial analysis tools.