Underwriter - Agriculture

About the role

Reporting to the Lead Underwriter, the Underwriter - Agriculture is a key member of the Agricultural Underwriting team, responsible for underwriting Farm & Estate Machinery, Motor and associated risks. The role involves using underwriting authority to make informed decisions across the agricultural portfolio, giving technical guidance and referral support to colleagues and Coverholders when risks fall outside their delegated authority. Experience across other agricultural product lines is advantageous.

Key responsibilities

• Contribute to the team's vision and strategy for profitable growth and help deliver the allocated accounts' income and profitability targets in line with the MSIG Europe business plan.
• Provide technical and administrative support to the Lead Underwriter, including statistical analysis, research and reporting, and help produce reports ensuring compliance with internal and external requirements.
• Deliver a client-centred service to policyholders and brokers within agreed service level agreements.
• Ensure compliance with the Business Ethics Policy, FCA and other regulatory and legal requirements, and that underwriting decisions follow underwriting guides and line authority.
• Assist with audits of brokers and coverholders and alert the Lead Underwriter to potential complaints.
• Take the lead on monthly and quarterly reporting, market and client research, database maintenance and competitor awareness.
• Review own workload and act as peer reviewer on risks and material endorsements when requested.
• Guide and develop junior colleagues, hold regular review meetings and promote own technical and non-technical development.

Required profile

• Strong agricultural motor and farm underwriting expertise.
• Good understanding of fleet rating, NCD methodologies and agricultural risk exposures.
• Excellent communication, relationship management and influencing skills, with a client-focused approach.
• Strong organisational skills, attention to detail and ability to work under pressure.
• Collaborative leadership style and commitment to continuous learning.

Required skills

• Analytical, risk assessment and decision-making skills.
• Data analysis, reporting and presentation skills.
• Knowledge of underwriting systems, digital trading platforms and relevant technologies.
• Understanding of market developments, competitor activity and industry trends.