Chief Risk Officer – UK Property & Casualty

About the role

We are looking for an experienced and forward‑thinking leader to join UK Risk as Chief Risk Officer, UK Property & Casualty and Head of UK Risk Change. This senior position combines risk oversight with the responsibility to shape the future capability of the UK Risk function, providing independent second‑line insight across the UK P&C business.

Key responsibilities

• Provide independent oversight, challenge and insight across the UK P&C business, ensuring alignment with risk appetite, regulatory requirements and the Risk Management Framework.
• Lead strategic risk engagement with P&C leadership teams, supporting decision‑making on performance, growth opportunities, major projects and emerging risks.
• Deliver forward‑looking risk insights and thematic analysis for Executive, Board and Risk Committee discussions.
• Lead the development of CRO reporting and management information, enhancing risk reporting through data, analytics and actionable insights.
• Drive the UK Risk Change programme, establishing a Reporting, Data and AI Hub and accelerating the use of AI, automation and digital tools across reporting and assurance.

Required profile

• Significant senior leadership experience within financial services, insurance or a regulated environment.
• Strong understanding of insurance risk management frameworks, governance and regulatory expectations.
• Proven experience providing independent oversight, challenge and advice to senior management and Boards.
• Demonstrable success leading transformation, change or operating‑model improvement initiatives.
• Experience influencing senior stakeholders and driving outcomes across complex organisations.