Commercial Analyst – Cards

About the role

As a Commercial Analyst – Cards you will drive business performance for our card portfolio by analysing complex data sets, identifying risks and opportunities, and delivering actionable insights to senior stakeholders. The role is data‑driven and requires you to translate quantitative findings into clear business recommendations.

Key responsibilities

• Extract and consolidate data from internal and external sources to support analysis.
• Perform sensitivity analysis, scenario planning and model performance monitoring.
• Develop, validate and maintain quantitative decision models for card products.
• Implement data quality controls and ensure robustness of analytical outputs.
• Present findings and recommendations to both technical and non‑technical audiences.
• Collaborate with cross‑functional teams, including risk, product and strategy, to influence decision‑making.

Required profile

• Degree in Mathematics, Engineering, Data Science or a related quantitative discipline.
• Experience in the financial services industry, preferably supporting credit or lending products.
• Strong analytical mindset with the ability to interpret complex data and communicate insights.
• Excellent written and verbal communication skills.

Required skills

• SAS
• SQL
• Python
• Microsoft Excel